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Loan Calculator

Loan Calculator: Amortization schedules with export-ready insights.

Perfect for mortgage brokers, fintech funnels, and affiliate bloggers. Model extra payments, biweekly schedules, and CSV downloads without leaving the hero fold.

Extra payments
See payoff acceleration
Biweekly option
26 payments/year modeling
CSV export
Client-ready amortization
Content ideas

Pair the calculator with guides on refinancing strategies, mortgage points, and HELOC comparisons. Link to related financial calculators for comprehensive loan planning.

Jump to FAQ ↓
Summary
Payment per month
$2,355.01
Projected payoff
2049-11-11
Total interest
$324,333.78

287 payments across 30 years

Total paid
$674,333.78
Actions
Amortization schedule
12/287 rows shown
#DatePaymentPrincipalInterestBalance
12026-01-11$2,355.01$532.09$1,822.92$349,467.91
22026-02-11$2,355.01$534.86$1,820.15$348,933.05
32026-03-11$2,355.01$537.65$1,817.36$348,395.40
42026-04-11$2,355.01$540.45$1,814.56$347,854.95
52026-05-11$2,355.01$543.27$1,811.74$347,311.68
62026-06-11$2,355.01$546.10$1,808.92$346,765.58
72026-07-11$2,355.01$548.94$1,806.07$346,216.64
82026-08-11$2,355.01$551.80$1,803.21$345,664.84
92026-09-11$2,355.01$554.67$1,800.34$345,110.17
102026-10-11$2,355.01$557.56$1,797.45$344,552.61
112026-11-11$2,355.01$560.47$1,794.54$343,992.14
122026-12-11$2,355.01$563.38$1,791.63$343,428.76
Pro tips

Highlight amortization benefits (months saved, interest saved) and pair with financial success stories. Ensure schema markup (Calculator + FAQ) helps search engines understand your content.

Track your calculations, CSV downloads, and compounding toggles to understand which loan scenarios matter most to users.

How to use this calculator

Enter loan basics

Plug in principal, APR, and term length. The calculator auto-formats currency and keeps your last inputs for quick comparisons.

Toggle frequency + extras

Flip between monthly and biweekly payoffs, then add an extra payment to model accelerated payoff strategies.

Export the schedule

Download the amortization table as CSV for clients, lenders, or content upgrades — no external tooling required.

FAQ

How accurate is the amortization math?

We use standard time-value formulas with compounding tied to your selected frequency, then iterate each row to capture rounding and extra payments.

Can I model lump-sum prepayments?

Enter the lump sum as a one-time extra payment and adjust the start date to the month you plan to make it. Roadmap includes multi-lump support.

Does the CSV include totals?

Yes. Each row covers payment, principal, interest, and balance. Summaries appear above the table for quick screenshots.

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