Investment Calculator
Investment Calculator: Forecast compounding wealth with ad-friendly clarity.
Optimized for FIRE storytellers, broker funnels, and newsletter bundles. Toggle contribution growth, compounding cadence, and CSV outputs while maintaining premium whitespace for top-paying finance ads.
Enhance with long-form compounding explainers, ETF comparison guides, and investment strategy articles. Link to related calculators for comprehensive financial planning.
Jump to FAQ ↓Includes initial deposit and auto step-ups.
Investment gain above principal and contributions.
| Year | End balance | Contributions | Growth |
|---|---|---|---|
| 1 | $18,275.64 | $7,200.00 | $1,075.64 |
| 2 | $27,418.71 | $7,416.00 | $1,727.07 |
| 3 | $37,503.31 | $7,638.48 | $2,446.12 |
| 4 | $48,609.49 | $7,867.63 | $3,238.54 |
| 5 | $60,823.71 | $8,103.66 | $4,110.56 |
| 6 | $74,239.36 | $8,346.77 | $5,068.88 |
| 7 | $88,957.33 | $8,597.18 | $6,120.79 |
| 8 | $105,086.52 | $8,855.09 | $7,274.10 |
| 9 | $122,744.56 | $9,120.74 | $8,537.30 |
| 10 | $142,058.44 | $9,394.37 | $9,919.51 |
Pair projections with narratives on dollar-cost averaging, ROTH vs. traditional tradeoffs, or geo-arbitrage. Use the downloadable CSV to share with financial advisors or analyze your own portfolio.
Track your calculations and CSV downloads to understand which investment strategies matter most to your financial goals.
How to use this calculator
Enter the initial lump sum, recurring contribution, and expected annual return. The calculator locks in CLS-safe spacing so the layout stays stable above the fold.
Model automatic yearly step-ups, switch compounding frequency, and compare presets that mirror popular FIRE, college, or retirement scenarios.
Download a CSV for every year, drop it into your decks, and pair with commentary on asset allocation, robo-advisors, or ETFs.
FAQ
We convert your inputs into per-period contributions, apply the selected compounding frequency, and record yearly roll-ups so you can cite the math in compliance reviews.
Yes. Set an annual step-up percentage to simulate raises or savings challenges, and watch the projection adjust instantly.
Enter a lower or even negative return rate to stress-test downturns. The results table still highlights contributions vs. growth so you can narrate risk scenarios.